El concepto de mora en el pago de la prima, paralelo jurisprudencial de la superfinanciera a la Corte suprema de justicia
Fecha
2017Autor(es)
Hernández Ordoñez, Joan SebastiánDirector(es)
Vélez Ochoa, RicardoPublicador
Pontificia Universidad Javeriana
Facultad
Facultad de Ciencias Jurídicas
Programa
Especialización en Derecho de Seguros
Título obtenido
Especialista en Derecho de Seguros
Tipo
Tesis/Trabajo de grado - Monografía - Especialización
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Citación
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Abstract
In the present study we will address what concerns the conceptual and jurisprudential analysis on the effects of the default of the policyholder (or insured as below) in the payment of the premium, we will also see several issues that have been raised in the closing court of the ordinary justice and that they have attended in parallel before the Financial Superintendence of Colombia, including of course some mentions of comparative law in this matter.
Throughout this study we will find the discussions raised both in the CSJ and in the SFC through which the following legal problems are solved: • Is the policyholder responsible for a collective premium payment policy in policies marketed by financial entities when said entity carries out the automatic discount of the insured's products? In such a case, does the automatic termination by default of the owner of the products proceed? Finally, must the obligation to provide information about consigning in the policy the matter concerning the consequence of default be met? • Are the figures for revocation and automatic termination of the insurance policy assimilable? • Understood the insurance contract as a whole, despite the divisibility that may occur in time with the issuance of certificates or attachments to the same, operates the automatic termination as a unit of contract and legal business?
Temas
Especialización en derecho de seguros - Tesis y disertaciones académicasSeguros
Derecho
Jurisprudencia
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